Paga, one of Nigeria’s leading fintech companies, has partnered with PayPal to enable Nigerian users to link their Paga accounts directly to PayPal, making it easier to receive cross-border payments. The integration marks a significant step toward improving access to global commerce for individuals and small businesses in Nigeria, many of whom have long faced barriers when trying to receive international payments.
With the new feature, Nigerian users can now connect their PayPal accounts to Paga wallets, allowing funds received via PayPal from abroad to be transferred seamlessly into local accounts. This removes the need for complex intermediaries, lengthy processing times, or reliance on informal channels. For freelancers, digital creators, remote workers, and small exporters, the partnership opens up smoother access to earnings from international clients and platforms that pay via PayPal.
Historically, Nigeria has had limited PayPal functionality compared to other markets, with users largely restricted to making payments rather than receiving them. This limitation has affected participation in the global digital economy, especially as remote work, e-commerce, and online services continue to expand. By enabling account linking through Paga, Nigerian users gain a more practical pathway to access global income streams while converting funds into naira within the local financial system.
According to Paga, the integration is designed to be simple and secure. Users can link their PayPal accounts through Paga’s platform and transfer funds directly, benefiting from transparent pricing and faster settlement. The move aligns with Paga’s broader mission to simplify financial services and expand economic opportunities for Africans by bridging local and global payment systems.
For PayPal, the partnership strengthens its presence in Africa’s largest economy and taps into Nigeria’s growing population of tech-savvy entrepreneurs and digital workers. Nigeria’s freelance economy has expanded rapidly in recent years, driven by global demand for software development, design, writing, and other digital skills. Easier access to cross-border payments could further accelerate this growth.
Industry observers see the collaboration as part of a wider trend of partnerships between global payment companies and local fintechs to overcome regulatory and infrastructure challenges. As Nigeria continues to position itself as a hub for digital talent and innovation, integrations like the Paga-PayPal account linking are expected to play a key role in connecting local users to the global economy.
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