TechStream

Technology news around the ecosystem!

From Lagos to Nairobi

We give you summaries of happenings around tech, from developer stand-ups to the boardrooms.

  • Regulatory Challenges in Cross-Border Fintech Transactions in Africa

    Cybersecurity and trust have become central issues in the rapid expansion of Africa’s fintech ecosystem. As digital financial services grow across the continent, they are transforming how millions of people access money, make payments, and manage savings. However, this digital shift also introduces new vulnerabilities that directly affect user confidence and system stability. Africa’s fintech…

  • How Piggyvest Transformed Saving Habits in Nigeria

    Over the past decade, Piggyvest has played a significant role in reshaping Nigeria’s savings culture, turning what was once an informal and inconsistent habit into a more structured and disciplined financial practice. In a country where many people traditionally relied on cash savings or informal contribution groups, the rise of digital savings platforms has marked…

  • OPay Plans Possible US Stock Market Listing

    TechCabal Daily reports that Nigerian fintech giant OPay is exploring plans for a potential listing on a United States stock exchange, signaling one of the most ambitious capital market moves yet from an African digital payments company. The move, if it proceeds, would place OPay among a small but growing number of African startups seeking…

  • Nigeria’s Top Banks Hit $208 Billion in Mobile Payments Growth

    In 2025, four of Nigeria’s leading banks processed an astonishing $208 billion in mobile transactions, highlighting the country’s rapid shift toward digital finance and the growing dominance of mobile banking. This milestone reflects not only the scale of Nigeria’s financial ecosystem but also the increasing reliance on technology to drive everyday economic activity. The surge…

  • How Regulation Is Influencing the Growth of Fintech in Africa

    Regulation is playing an increasingly central role in shaping the growth and direction of fintech across Africa. As digital financial services expand rapidly, governments and regulators are working to strike a balance between encouraging innovation and protecting consumers. The result is a dynamic regulatory landscape that both enables and challenges fintech startups.Across the continent, regulatory…

  • How Fintech Innovations Are Reshaping Banking Across Africa

    African fintech startups are aggressively disrupting traditional banking by offering faster, cheaper, and more accessible digital-first financial services, forcing established banks into “survival mode”. Leading players like OPay, Moniepoint, Flutterwave, and PalmPay dominate, particularly in Nigeria, through instant payments, simplified lending, and agency banking that reach underserved populations. African fintech startups are rapidly transforming the…